Terms, Affiliate Disclosure & Disclaimer

Terms of use

• Toolzbox Finance is an information and comparison service. We are not a bank, NBFC, insurance company, credit bureau or registered investment adviser, and we do not lend money, sell insurance or accept deposits.
• When you click "View offer" you leave Toolzbox and go to the partner's own website. Your application, eligibility, interest rate, fees and any agreement are solely between you and that partner.
• Calculators and the credit-health check give estimates only. They are not a quotation, offer, approval or advice.
• Please do not rely on this page as financial, tax or legal advice. Consider speaking to a qualified professional before making financial decisions.
• You agree not to misuse the service, attempt to disrupt it, or submit false information in forms.
• We may change, suspend or remove any content, offer or feature at any time.

Affiliate disclosure

Some links on this page are partner (affiliate) links. If you apply or buy through them, Toolzbox may earn a commission from the partner at no extra cost to you. Offers marked "Partner offer" or "Ad" are promotional placements.

• Sponsored banners and placements are labelled "Ad" or "Sponsored".
• Commission does not change the rate or price you are offered by the partner.
• We try to show accurate details and the date they were last updated, but partners may change terms at any time. Always check the partner's website.

Disclaimer

• Interest rates, fees, limits and eligibility shown are indicative and come from partner information. The partner decides the final terms for you.
• We do not guarantee approval, a particular rate or a particular credit score outcome.
• Past performance of investments does not guarantee future returns. Market-linked products carry risk, including loss of capital.
• The credit-health estimate is not your credit score. Only credit bureaus calculate official scores. Your own score check from a bureau does not lower your score.
• Toolzbox is not responsible for the content, availability or practices of third-party websites.

Your data

The credit-health quiz runs in your browser and is not sent to us unless you choose to save a score to your profile. If you create a profile or request a callback, we store only the details you enter, with your consent, and you can delete your profile data from the Credit section at any time. See our Privacy Policy. We never ask for bank passwords, OTPs, PINs or CVV numbers. Never share them with anyone claiming to represent us.

Grievance & contact

Write to us through the Contact page and we will respond to complaints promptly.